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Hi - I think this is going to be fun. Just a thought - perhaps the odd, "live" video recording will further lighten up the tone? To get the conversation started, I am interested in learning more about social impact bonds and socially responsible investment. What is the difference? Have any charities used these tools successfully? I was chatting with a MG prospect the other day who mentioned our advocacy work in a certain area would be very appealing to those who want to invest in businesses who are acting in a socially responsible manner. The charity is not a business and doesn't sell shares, we raise money. Can advisors, investors comment on how we could leverage socially responsible investors and engage them in philanthropy?